Terms & Conditions — 99ah

Welcome to 99ah (the "Site"), accessible at https://99ah.cam. These Terms & Conditions (the "Terms") constitute a legally binding agreement between you ("User", "you" or "your") and 99ah ("we", "us" or "our") governing your use of the Site and all content, features and materials made available through it.

99ah is an independent, English-language online gaming information and education website designed specifically for Pakistani users. The Site provides editorial content covering sports betting, online casino games, bonus terms, responsible gambling guidance and related topics. 99ah is not an online gambling operator. We do not accept wagers, manage player accounts, process deposits or withdrawals, or offer any gambling service directly.

These Terms should be read alongside our Privacy Policy and our Responsible Gambling guidelines, both of which form part of the overall framework governing your use of the Site.

For the purposes of these Terms, the following definitions apply:

• "Site" means the website operated by 99ah, accessible at https://99ah.cam, including all pages, subpages and associated content.
• "Content" means all text, articles, guides, images, graphics, data, software, tools and other materials available on or through the Site.
• "User" means any individual who accesses, browses or otherwise interacts with the Site.
• "Operator" means any third-party online gambling company or platform referenced, discussed or described in the Site's Content. 99ah is not an Operator.
• "Applicable Law" means all statutes, regulations, orders and rules applicable to a User's use of the Site in their jurisdiction, including but not limited to the Prevention of Gambling Act, 1977 (Pakistan) where applicable.
• "Personal Data" has the meaning set out in the Privacy Policy published on this Site.
• "Intellectual Property" means all copyrights, trademarks, trade secrets, database rights and other proprietary rights in the Site and its Content.
• "Services" means the information, guides, educational content and navigation features made available on the Site, excluding any form of real-money gambling.

3.1 Age Requirement. Access to the Site is strictly limited to individuals who are 18 years of age or older, or the higher minimum age required by the operator or licence jurisdiction relevant to any gambling activity the User may pursue. We do not knowingly permit access by minors. If you are under the applicable minimum age, you must leave this Site immediately.

3.2 Jurisdictional Responsibility. You are solely responsible for ensuring that your use of this Site and any gambling activity you subsequently engage in is lawful in your jurisdiction. Users located in Pakistan are specifically advised to be aware of the Prevention of Gambling Act, 1977 and any other applicable federal or provincial legislation. 99ah makes no representation that the Content on this Site is appropriate for use in any particular jurisdiction.

3.3 Technical Access. You are responsible for ensuring that your device, browser and internet connection are suitable to access the Site. We reserve the right to restrict access to the Site from specific regions or IP addresses at our sole discretion.

4.1 Information Only. The Site provides educational and informational content about online gambling, including but not limited to: sports betting guides, cricket and PSL betting market explanations, casino game descriptions, bonus term analyses, withdrawal process guidance, VIP tier overviews and responsible gambling information. All Content is published for informational purposes only.

4.2 No Gambling Services. 99ah does not offer, facilitate, broker or otherwise provide any gambling service. We do not hold a gambling licence issued by the Government of Pakistan, the Pakistan Telecommunication Authority, the State Bank of Pakistan or any other Pakistani governmental or regulatory body. We do not hold a gambling licence issued by any authority in any jurisdiction unless explicitly and verifiably stated.

4.3 No Financial Advice. Nothing on this Site constitutes financial advice, investment advice or a recommendation to gamble. All PKR figures and monetary examples used in our Content are illustrative only and do not represent guaranteed returns, minimum offers or current promotions from any operator.

4.4 No Endorsement. References to payment methods familiar in Pakistan — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are provided as contextual references only. These references do not constitute, imply or suggest any endorsement, affiliation or approval of gambling services by those payment providers.

5.1 You agree to use the Site only for lawful purposes and in a manner consistent with these Terms. In particular, you agree not to:

• Access or use the Site if you are under the applicable minimum age;
• Use the Site in any manner that violates Applicable Law in your jurisdiction;
• Reproduce, distribute, publish, transmit or commercially exploit any Content without our prior written consent;
• Use automated tools, bots, scrapers or similar technologies to extract data from the Site without authorisation;
• Attempt to interfere with or disrupt the Site's servers, networks or security mechanisms;
• Introduce viruses, trojans, worms or other malicious or technologically harmful material to the Site;
• Impersonate 99ah or any of its representatives;
• Use the Site to transmit unsolicited commercial communications.

5.2 We reserve the right to restrict, suspend or terminate your access to the Site at any time and without notice if we reasonably believe that you have breached any provision of these Terms.

6.1 All Intellectual Property rights in the Site and its Content — including but not limited to written articles, guides, imagery, logos, design elements, source code and the overall selection and arrangement of Content — vest in and remain the property of 99ah or its licensors.

6.2 You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Site and its Content for your own personal, non-commercial informational purposes only. This licence does not permit you to:

• Copy, reproduce or redistribute Content in any medium without prior written authorisation;
• Modify, adapt, translate or create derivative works from any Content;
• Remove or alter any copyright, trademark or other proprietary notices.

6.3 Any unauthorised use of the Site's Intellectual Property may expose you to civil and criminal liability under applicable intellectual property law.

7.1 Accuracy. While we make reasonable efforts to ensure that the Content on the Site is accurate and up to date, we make no warranty — express or implied — as to the completeness, accuracy, reliability, suitability or availability of the Site or its Content at any given time. Gambling markets, platform terms and regulatory environments change frequently. Users should always verify information directly with the relevant operator before making any decision.

7.2 Availability. The Site is provided "as is" and "as available". We do not guarantee uninterrupted or error-free access to the Site and accept no liability for any downtime, technical failures or data loss.

7.3 No Warranty. To the fullest extent permitted by law, 99ah disclaims all warranties of any kind, whether express or implied, including without limitation warranties of merchantability, fitness for a particular purpose and non-infringement.

8.1 To the maximum extent permitted by Applicable Law, 99ah, its directors, officers, employees, contractors and agents shall not be liable to you or any third party for any indirect, incidental, special, consequential or punitive damages — including but not limited to loss of profits, data, goodwill or other intangible losses — arising out of or in connection with:

• Your access to, use of or inability to use the Site;
• Any reliance on Content published on the Site;
• Any gambling losses you sustain as a result of acting on information provided on the Site;
• Any unauthorised access to or alteration of your transmissions or data;
• Any third-party content, products or services referenced on the Site.

8.2 In jurisdictions that do not allow the exclusion of certain warranties or limitation of liability, our liability shall be limited to the greatest extent permitted by law.

9.1 The Site may reference or describe third-party operators, payment providers, software studios and other entities. Such references are made for editorial and informational purposes only and do not constitute an endorsement, recommendation or affiliation.

9.2 99ah does not control the content, policies or practices of any third-party platform and accepts no responsibility or liability for them. If you choose to interact with any third-party platform referenced on this Site, you do so entirely at your own risk and subject to that platform's own terms and conditions.

9.3 Payment provider names referenced on this Site — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are the property of their respective owners. Their inclusion on this Site does not imply that they endorse, support or are affiliated with online gambling or with 99ah in any capacity.

10.1 Not a Gambling Operator. 99ah is not a gambling operator. We do not hold any gambling licence and we do not provide gambling services of any kind. Our Content is purely educational and informational.

10.2 Pakistani Law. Online gambling may be restricted or prohibited in Pakistan under the Prevention of Gambling Act, 1977 and related legislation. 99ah does not claim that online gambling is legally permitted in Pakistan. Nothing on this Site constitutes legal advice, and users should consult a qualified legal professional in their jurisdiction if they are uncertain about the legality of their actions.

10.3 No Government Authorisation. 99ah is not licensed, approved, endorsed or regulated by the Government of Pakistan, the Pakistan Telecommunication Authority (PTA), the State Bank of Pakistan, any provincial gambling authority or any Pakistani financial institution.

10.4 Responsible Gambling. Gambling carries a risk of financial loss and can become addictive. 99ah strongly encourages all users to gamble responsibly if they choose to gamble. We recommend setting deposit, loss and time limits before playing, and seeking professional help if gambling becomes a problem. Further guidance is available on our Responsible Gambling page.

11.1 Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy explains how we collect, use, store and protect your Personal Data in connection with your use of the Site.

11.2 By using the Site, you consent to the collection and processing of your data as described in the Privacy Policy. Please review the Privacy Policy carefully before using the Site.

12.1 We reserve the right to amend, update or replace these Terms at any time and at our sole discretion. When we make material changes, we will update the Effective Date displayed at the top of this page.

12.2 It is your responsibility to review these Terms periodically. Your continued use of the Site following any update to these Terms constitutes your acceptance of the updated Terms. If you do not agree with the updated Terms, you should cease using the Site.

12.3 We may also modify, suspend or discontinue any aspect of the Site — including Content, features or access — at any time without notice and without liability to you.

13.1 These Terms shall be governed by and construed in accordance with applicable law. Users in Pakistan acknowledge that local laws — including without limitation the Prevention of Gambling Act, 1977 — may apply to their use of this Site and any gambling-related activities they subsequently undertake.

13.2 Any dispute arising out of or in connection with these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the competent courts, as determined by applicable law.

13.3 If any provision of these Terms is found to be invalid, unlawful or unenforceable by a court of competent jurisdiction, that provision shall be severed from the remaining Terms, which shall continue in full force and effect.

If you have any questions, concerns or complaints relating to these Terms & Conditions, please contact us using the details below. We aim to acknowledge all enquiries within 2 business days and provide a substantive response within 5 business days.

Correspondence should be addressed in English. We are unable to guarantee responses to communications submitted in languages other than English, though we will make reasonable efforts to assist users who reach out in Urdu where possible.